(That have nothing to do with mortgages)
I've been exclusively in the mortgage business since 2001 and have been through the good, the bad and the ugly of this industry...I've stayed because of the feeling I get when I help a first time home buyer accomplish their dream of home ownership. There is no better feeling than to see the smiles on my customers face after all their hard work has paid off. Or the gratitude of someone who needed to refinance to lower their payment or get cash out to accomplish a goal... that's what keeps me here.
I hope to take part in assisting you reach your mortgage goals and/or achieving your dream of owning a home.
I stay current on all market & underwriting changes. This is crucial, because they change so often. What you were able to do last month isn't always the case for this month.
Not only can we help you with all the "regular" loan programs, but we also have bank statement options, asset based lending, commercial loans, construction loans, foreign national and many other niche program options, if you've had trouble getting financed we may be able to help.
One size loan does not fit all. There are several loan types and not all are created equal. My questions are designed to help us determine which options will work for you and your family the best.